Car Loans

Interest Rates are effective August 26, 2014

Automotive Loans Annual Percentage Rates (APR)
 

Type Term APR Auto Deduct* APR
New: 12-48 months 5.750% 5.500%
  60 months 6.000% 5.750%
Used:      
2010-2011 12 - 54 months 6.500% 6.250%
2008-2009 12 - 42 months 6.750% 6.500%

2006-2007

12 - 36 months 7.500% 7.250%

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10% down payment (excluding sales tax) is required. 

Rates and terms are subject to change without notice. Interest rates assume credit history in good standing.

VSI Insurance is required on all auto/truck loans. $35.00 one time fee.

For a $20,000 new car loan for 60 months at 5.75%, your monthly payment would be $384.35 with auto deduct from a Evans  Bank deposit account.

 * Payments Automatically deducted from an Evans Bank, N.A. Checking or Savings account.