Savings

Whether you’re a small saver or have a significant nest egg, Evans Bank has an account for you.  All of our savings accounts feature competitive interest rates, free online banking and toll-free telephone banking.

Consumer Savings Products

 

Statement Savings

Jr. Statement Savings

Holiday Club Savings

Available to:

Everybody

Children under 21. Once the account holder reaches the age of 21 the account changes to a Statement Savings account where fees and minimum balance restrictions may apply.

Everybody

Minimum Opening Deposit

$0.01

$0.01

$5.00

Minimum Daily Balance Requirement

$300 MINIMUM Daily Balance

None

None

Monthly Maintenance Fee (If Minimum Balance Requirement not Met)

 

$3.00

 

None

None

Minimum to Earn Interest

$100.00

$0.01

N/A

Statements

Quarterly

(Monthly if Electronic Activity)

Quarterly

(Monthly if Electronic Activity)

None

Other

Reg D Applies – Maximum of 6 third party payments.  Also includes internet/online transfers to same account.

No check writing privileges.

Reg D Applies – Maximum of 6 third party payments.  Also includes internet/ online transfers to same account.

No check writing privileges.

Balance of account is transferred to your Evans Bank checking account every October so you can start your holiday shopping early.

 

Consumer Money Market and CDs

 

Premium Money Market Savings

Better Savings

Certificate of Deposit

Requirements for Opening

$5,000

$1,000

AND

Consumer Checking w/Direct Deposit

$500

Minimum Daily Balance Requirement

$5,000

$1,000

None

Monthly Maintenance Fee (If Balance Requirement is not Met)

$12.00

$12.00

None

Check Writing Available

Yes

No

No

Minimum to Earn Interest

$5,000

$1,000

$500

Interest Crediting

Compounded Monthly,

Credited Monthly

Compounded Daily,

Credited Monthly

Compounded Quarterly,

Credited Quarterly

Statements

Monthly

Monthly

At Maturity

Other

Because of Federal Regulations, a maximum of 6 Payments to Third Parties may be made each Month.  Minimum Check Amount - $500.00.

Because of Federal Regulations, a maximum of 6 Payments to Third Parties may be made each Month. 

Terms range from 30 Days to 5 Years.

Banking Resources
The following resources are available to assist you with your banking needs:
Personal Banking Online Demo - Walk thru of Evans Online Banking
Better Checking - Video overview of Better Checking product
Switch Kit -  Document to assist in moving your banking relationship to Evans
Financial Calculators - Resource tool to help estimate costs and percentages
Reorder Checks - Convenient online reorder tool

Contact your local Bank branch for more information on any of our banking products and services, or to set up an appointment to discuss your own unique situation.