Car Loans

Interest Rates are effective January 27, 2015

Automotive Loans Annual Percentage Rates (APR)
 

Type Term APR Auto Deduct* APR
New: 12-48 months 4.00% 3.75%
  49-72 months 4.50% 4.25%
       
Used:  12 - 60 months 5.00% 4.75%
Over 10 Years Old 12 - 36 months 7.00% 6.25%

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10% down payment (excluding sales tax) is required. 

Rates and terms are subject to change without notice. Interest rates assume credit history in good standing.

VSI Insurance is required on all auto/truck loans. $35.00 one time fee.

* Payments Automatically deducted from an Evans Bank, N.A. Checking or Savings account.