Certificate of Deposit Rates

Interest Rates and Annual Percentage Yields are effective as of May 18, 2013

Term Minimum Balance Interest Rate Annual Percentage Yield*
91 Days $500 0.10% 0.10%
6 Months** $500 0.25% 0.25%
1 Year $500 0.45% .045%
1 1/2 Years $500 0.50% 0.50%
15 Months $500 0.50% 0.50%
2 Years $500 0.55%

0.55%
2 1/2 Years $500 0.60% 0.60%
3 Years $500 0.65% 0.65%
4 Years $500 0.80% .080%
5 Years $500 1.00% 1.00%
7 Months*** $500 0.45% 0.45%
9 Months $500  0.50%  0.50% 
13 Months $500  0.50%  0.50% 

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Early withdrawal penalty may apply.

Additional Terms Available.

*With exception of 6 month and 7 month certificates, Annual Percentage Yield (APY) is based on 365 days with interest compounded and credited quarterly provided money is left on deposit for a full calendar year.

**Annual Percentage Yield (APY) is based on 365 days with interest compounded and credited semi-annually provided money is left on deposit for a full calendar year.

***Interest is credited at maturity on the 7 month CD.