Mortgage Rates
Interest Rates are effective as of June 18, 2013
Mortgage Annual Percentage Rates (APR)
| Type | Term | APR | Points |
|
Conventional Fixed Rate Mortgage Purchase*
Conventional Fixed Rate Mortgage Refinance*
|
10 Year 15 Year 20 Year 30 Year
10 Year 15 Year 20 Year 30 Year
|
3.00% 3.25% 3.875% 4.125%
3.125% 3.375% 4.00% 4.25%
|
0 Points 0 Points 0 Points 0 Points
0 Points 0 Points 0 Points 0 Points |
|
Evans Community Mortgage Purchase
Evans Community Mortgage Refinance
New Construction Loans *1 Point Fee Includes Inspection Fees 4 Draws 8 Month Rate Lock Float Down Option Available |
15 Year 20 Year 30 Year
15 Year 20 Year 30 Year
10 year 15 year 20 year 30 year |
3.75% 4.375% 4.625%
3.875% 4.50% 4.75%
3.375% 3.625% 4.25% 4.50% |
0 Points 0 Points 0 Points
0 Points 0 Points 0 Points
1 Point* 1 Point* 1 Point* 1 Point* |
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*Rates and points may vary according to credit score and LTV.
*Rates and terms are subject to change without notice. Rates listed are for first lien, owner-occupied single family residences.
All loan applications subject to credit and property approval. Flood and/or property hazard insurance is required. Additional fees and closing costs apply. Based on a $100,000 mortgage for 15 years at 3.125%, your monthly payment would be $696.61.
Maximum loan limits and minimum equity/down payment requirements apply.
Other restrictions may apply.
Additional rates and programs are available.
Borrower is responsible for initial tax and insurance escrow deposits, interest and, if applicable, an origination fee for cash out refinance transactions. Borrower is responsible for a portion of the mortgage tax.
** Please call one of our Mortgage Loan officers: John Jimenez - (716) 926-2000 ext 2913, Bob Amico - (716) 926-2000 ext 3719, for CRA loans call our CRA Mortgage Loan Officer: Eric Gadley - (716) 926-2000 ext 3119
