We will be performing system updates on our card system Sunday February 5th, 2023, from 1:00am – 9:00am EST. During this time, some card transactions may be limited.

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Certificate of Deposit Rates

Interest Rates and Annual Percentage Yield* are effective as of November 21, 2022.

Contact us today for a Certificate of Deposit by visiting your local branch or calling 716.926.3313.


Term Minimum Balance Interest Rate Annual Percentage Yield*
1 Year $500 3.94% 4.00%

Return to Current Rates

Fees could reduce earnings. Early withdrawal penalty may apply. Rates subject to change without notice. Minimum balance to open an account is $500.

Additional Terms Available.  Visit your local branch or call 716.926.3313 for more information.

*Annual Percentage Yield (APY) is based on 365 (or 366 in a leap year) days with interest compounded and credited quarterly provided money is left on deposit for a full calendar year.


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