Evans Bank - 100 Years

Mortgage Rates

 Pre-Qualify

Interest Rates are effective as of October 22, 2020.

Mortgage Annual Percentage Rates (APR)

TypeTermRateAPR
Conventional Fixed Rate Mortgage*10 Year
15 Year
20 Year
30 Year
2.500%
2.625%
3.125%
3.125%
2.752%
2.799%
3.264%
3.233%
Evans Community Mortgage Products*Contact or visit any of our
branch locations
for more information
Single Close Construction Mortgage*Contact or visit any of our
branch locations
for more information

Return to Current Rates

*Annual Percentage Rate is based on a loan amount of $100,000 with 20% down. Rates and terms are subject to change without notice and may vary based on region. Rates listed are for first lien, owner-occupied single family residences and a borrower’s minimum credit score of 740. Rates and points may vary according to product, credit score and LTV.

All loan applications subject to credit and property approval. Property hazard and/or flood insurance is required. Additional fees and closing costs apply. Based on a $100,000 mortgage for 30 years at 4.25%, your monthly payment would be $491.94.

Maximum loan limits and minimum equity/down payment requirements apply.

Have your payment auto deducted from an Evans Bank checking account and your rate will be reduced by 0.125%.

Other restrictions may apply.

Additional rates and programs are available.

Borrower is responsible for initial tax and insurance escrow deposits, interest and, if applicable, an origination fee for cash-out refinance transactions. Borrower is responsible for a portion of the mortgage tax.

For more information, or to apply, please call one of our Mortgage Loan Officers.

In Buffalo: Christa Inglut, NMLS #70457 – 716.548.4827, Frank Fialkiewicz, NMLS#62332 – 716.830.5626, John Jimenez, NMLS #407623 – 716.609.4192, Lisa Akers, NMLS #482354 – 716.868.5769, Pam Bartell, NMLS #680409 – 716.465.7212

In Rochester: Deborah Valerino, NMLS#9451 – 585.721.0456