Interest Checking Rates
1Annual Percentage Yield (APY) accurate as of 6/20/23 and subject to change after account is opened. Overdraft and other fees may apply. Fees may reduce earnings. Refer to the Evans Bank Fee Schedule for details.
2When qualifications are met; earn 5.00% APY on balances up to $10,000.00; and, for balances over $10,000.00, APY ranges from 5.00%-0.75% APY, depending on the balance. If qualifications are not met, all balances earn 0.03% APY. Interest will be compounded daily and credited to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest. Qualifications: You must have at least 15 debit card purchase transactions post and settle, receive e-statements on this account, and make 1 direct deposit, or automatic debit, or online bill pay transaction, during the monthly qualification cycle. Transactions may take more than one banking day from the transaction date to post and settle. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
3When qualifications are met; earn 1.00% APY on balances up to $10,000.00; and, for balances over $10,000.00, APY ranges from 1.00%-0.10% APY, depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Minimum to open is $25.00. Interest will be compounded daily and credited to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest. Qualifications: You must have at least 12 debit card purchase transactions post and settle, receive e-statements on this account, and make 1 direct deposit, or automatic debit, or online bill pay transaction, during the monthly qualification cycle. Transactions may take more than one banking day from the transaction date to post and settle. “Monthly Qualification Cycle” means a period beginning the first of each month to the last business day of the month.
