Penny Hokanson has joined Western New York’s community bank as Vice President and Senior Credit Officer. She is responsible for overseeing commercial credit administration, inclusive of commercial real estate and commercial and industrial underwriting, business credit scoring, credit approval management and credit policy maintenance.

Hokanson comes to Evans with more than 25 years of lending and portfolio management experience in middle market lending, commercial real estate, and commercial loan workout. Most recently, Hokanson served as the Senior Manager of Credit Risk Review at First Niagara Bank.

Hokanson holds a Master of Business Administration in Finance and Management from Canisius College and a Bachelor of Science degree in Finance from the State University of New York at Buffalo. Hokanson is a member of the board of directors for the Buffalo chapter of the Risk Management Association and volunteers with several local not-for-profit organizations. She resides in Orchard Park, N.Y. with her family.