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Overdraft Coverage

Evans Bank recognizes that unexpected overdrafts occur from time to time – overdraft coverage can help. The choice is yours.

Overdraft protection1 services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from a line of credit you may have at Evans Bank for a finance charge. Please note that overdraft lines of credit are subject to credit approval.

Your overdraft coverage options:

  • Overdraft Protection Line of Credit: Subject to interest charges, 18.99% APR as of 10/29/20
  • Safeguard Overdraft Service (SOS): $29 overdraft fee per item. Additional fees may apply if account remains overdrawn for 5 business days.
  • Savings/Money Market Account for Overdraft Protection: No cost for service, including ability to link Savings/Money Market Accounts to checking account with no fee.

For more information, call us 1.844.MYEVANS (1.844.693.8267) or visit your local branch.

To learn more about overdraft protection, watch this short video below:

1Subject to credit approval


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