Whether you’re a small saver or have a significant nest egg, Evans Bank has an account for you.  All of our savings accounts feature competitive interest rates, free online banking, and toll-free telephone banking.

Consumer Savings Products

Open a Statement Savings account online


Features Statement Savings Jr. Statement Savings
Available to: Everybody Children under 21. Once the account holder reaches the age of 21 the account changes to a Statement Savings account where fees and minimum balance restrictions may apply.
Minimum Opening Deposit $0.01 $0.01
Minimum Daily Balance Requirement (MDB) $300 MINIMUM Daily Balance None
Monthly Service Charge (If MDB not met) $3.00 None
Minimum to Earn Interest $100.00 $0.01
Statements Quarterly

(Monthly if Electronic Activity)

Quarterly

(Monthly if Electronic Activity)

Other Reg D Applies – Maximum of 6 third party payments. Also includes internet/online transfers to same account.

No check writing privileges.

Reg D Applies – Maximum of 6 third party payments.  Also includes internet/online transfers to the same account.

No check writing privileges.

Consumer Money Market and CDs

Open a Better Money Market account online

Open a CD online


Features Premium Money Market Savings Better Savings Certificate of Deposit
Requirements for Opening $5,000 $1,000 AND Consumer Checking w/Direct Deposit $500
Minimum Daily Balance Requirement (MDB) $5,000 $1,000 None
Monthly Service Charge (If MDB not met) $12.00 $12.00 None
Check Writing Available Yes No No
Minimum to Earn Interest $5,000 $1,000 $500
Interest Crediting Compounded Monthly,

Credited Monthly

Compounded Daily,

Credited Monthly

Compounded Quarterly,

Credited Quarterly

Statements Monthly Monthly At Maturity
Other Because of Federal Regulations, a maximum of 6 Payments to Third Parties may be made each Month.  Minimum Check Amount – $500.00. Because of Federal Regulations, a maximum of 6 Payments to Third Parties may be made each Month. Terms range from 30 Days to 5 Years.