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At Evans, all decisions about your mortgage application are made locally. All of our mortgages offer favorable interest rates and a wide range of terms are available. From conventional mortgages and refinancing options to new home construction loans and everything in between, Evans can help make your dream of home ownership a reality. Learn More > 



Get Pre-Qualified by visiting the Evans Loan Center


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Home Equity Loans and Lines of Credit 

The equity in your home is an important asset that’s just waiting to be utilized. From debt consolidation to major purchases, home improvements to future expenses, an Evans Home Equity Line of Credit can be a powerful resource. Plus, with Evans Equity Select, you can borrow up to 85% of the available equity in your home and there are never any closing costs or application fees. Fixed-rate and variable-rate terms are available. Learn More >



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Personal Loans

With flexible rates and terms available to meet your needs, personal loans from Evans offer you a better way to help you purchase your dream car or your first vehicle, fund educational expenses, or finance that boat or recreational vehicle you’ve always wanted. No matter what your goals, Evans has a lending solution for you. Learn More > 





Evans Bank currently provides financing in the Western New York region, encompassing Erie, Chautauqua, Cattaraugus, and Niagara counties.

To learn more, contact any member of the Evans mortgage team, visit our online mortgage resource center, call (716) 926-3313, or visit any of our conveniently-located neighborhood financial centers