The equity in your home is an important asset that’s just waiting to be utilized. From debt consolidation to home improvements, Evans Better Equity Select can be a powerful resource. Enjoy this home equity line of credit at a special introductory rate of 2.95% for the first 6 billing cycles.

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Locally Originated | Locally Approved | Locally Serviced

 

*Your Annual Percentage Rate (APR) on the variable rate option will be 2.95% for the first 6 billing cycles. After the first 6 billing cycles, the rate will increase to Prime + 1.00% for lines up to $49,999.99, Prime + 0.75% for lines between $50,000 – $99,999.99 and Prime + 0.50% for lines of $100,000 or more. The maximum APR will not exceed 16.90%. Prime equals the highest rate identified by The Wall Street Journal as the Prime Rate in its table listed “Money Rates” as of the monthly determination date in the agreement. The Prime Rate in effect on 7/1/18 is 5.00%. Rate subject to change without notice. Contact any financial center for further details. If your loan is paid and your home equity mortgage is discharged within 3 years of origination, closing costs must be returned to the bank. Consult a tax advisor regarding deductibility of interest. Have your payment auto deducted from an Evans Bank Account and your Rate will be reduced by 0.25%. Discount for auto deduction is not applied to 2.95% introductory rate. Fixed rate options available but not subject to discount for auto deduction. For either option, your loan is secured by a mortgage on your home and homeowner’s insurance is required.