Home Equity Lines of Credit in WNY
The equity in your home is an important asset that’s just waiting to be utilized.

From debt consolidation to major purchases and home improvements, an Evans Better Equity Select Home Equity Loan or Line of Credit can be a powerful resource. Evans Better Equity Select lets you choose your repayment option from either variable-rate or fixed-rate. Plus, all or part of the interest you pay may be tax deductible^.

Evans Better Equity Select

Features and Benefits

  • Choose between variable-rate and fixed-rate products
  • No closing costs or application fees
  • No annual fee
  • Minimum advance of only $500
  • Borrow up to 85% of the available equity in your home
  • Lock in the security of up to four fixed-rate loans at any one time
  • Use the equity in your home to consolidate those higher-rate bills, finance a new car or vacation, put in a new kitchen, and other future expenses


Current Promotion

Enjoy an Evans home equity line of credit at a special introductory rate of 2.95% for the first 6 billing cycles.

*Your Annual Percentage Rate (APR) on the variable rate option will be 2.95% for the first 6 billing cycles. Limited time offer.
Learn more and view full disclosures.

^Consult your tax advisor. 

Evans Bank currently provides financing in the Western New York region, encompassing Erie, Chautauqua, Cattaraugus, and Niagara counties.

To learn more, contact any member of the Evans mortgage team, visit our online mortgage resource center, call (716) 926-3313, or visit any of our conveniently-located neighborhood financial centers