Welcome to the Evans Bank Loan Center.

Here you can check rates, view our residential lending resources, and learn about better mortgage and home equity offerings at Evans. You can even get your financing process started by pre-qualifying for a mortgage or home equity line or loan by utilizing the secure form below.  At Evans, we make the lending process as easy as possible. All loan decisions are made locally and our full range of lending services offer favorable interest rates and a wide range of terms.


A mortgage prequalification is a basic assessment of your financial situation. It helps us in providing you with an estimate of how much you may be able to borrow. Getting prequalified does not require a commitment from you or the bank. It is not an application for credit.


Evans Bank currently provides financing for properties located in the Western New York area, encompassing Erie, Chautauqua, Cattaraugus, and Niagara counties.

If you have questions at anytime during the pre-qualification or application process, or would like to learn more about Evans, please don’t hesitate to contact any member of the mortgage lending team, visit any of our conveniently-located neighborhood financial centers, or contact the Evans Customer Experience Center at (716) 926-3313.