Evans understands taking pride in your home.
It’s why we take pride in making it possible for everyone.
Whether you’re a first-time home buyer or you’re looking to purchase a new home, Evans Bank can help with great lending options that make it easy and affordable.
It’s homeownership – a better way – for you and the community.
Nothing provides peace of mind like the stability of a fixed-rate mortgage.
The monthly payment or principal and interest will remain the same for the entire term of your loan. Fixed-rate mortgages are an attractive solution for those who expect to be in their home for a long period of time, or for those who want the security of a fixed monthly payment. Terms of 15, 20, and 30 years are available.
Evans Bank takes pride in making home ownership available to everyone.
This program offers a low down payment and expanded qualifying ratios. Attractive interest rates can make home ownership a reality. This program features flexible underwriting criteria to individuals meeting income limitations (80% of HUD Area Median Income) for as little as 0% down payment and closing cost assistance provided by Evans Bank. Consult with a Mortgage Loan Officer to determine eligibility.
The dream of building a home can become a reality with this convenient program.
Designed to take you through and beyond the construction period, the short-term construction loan is designed to cover costs during construction. Funds are drawn as phases of the building are completed. Interest-only payments are made monthly only on the amount drawn. Once the home is completed, the loan will be converted to a permanent-mortgage of your choice.
Effective January 1st, 2018, a Jumbo mortgage is available for loan amounts exceeding $453,100. Interest Rates and underwriting requirements may be different based on the higher loan amount.