Interest Rates are effective June 20, 2017.

Automotive Loans Annual Percentage Rates (APR)


Type Term APR Auto Deduct* APR
New: 12-48 months 4.00% 3.75%
49-72 months 4.50% 4.25%
Used:
Vehicles less than 10 years old 12 – 60 months 5.00% 4.75%
Over 10 Years 12 – 36 months 7.00% 6.75%

Return to Current Rates

10% down payment (excluding sales tax) is required.

Rates and terms are subject to change without notice. Interest rates assume credit history is in good standing.

VSI Insurance is required on all auto/truck loans. $23.27 one time fee.

* Have your payment auto deducted from an Evans Bank checking account and your rate will be reduced by 0.25%.