Interest Rates are effective as of November 17, 2018.

Open a Better Checking account online


Account Type Minimum Balance Compounded/Credited Interest Rate Annual Percentage Yield*
Better Checking $.01 Daily/Monthly 1.00% 1.01%*
Better Checking $10,000.01 Daily/Monthly 0.10% 0.10%*
Better Checking $.01 Daily/Monthly 0.05% 0.05%*

Return to Current Rates

Interest Rate and Annual Percentage Yield (APY) may change.Ā  Fees may reduce earnings.

*APY = Annual Percentage Yield. APYs accurate as of 2/1/18. Rates may change after account is opened. Minimum to open is $25. If qualifications are met each monthly statement cycle, balances up to $10,000 receive APY of 1.00%; and balances over $10,000 earn 0.10% interest rate on portion of balance over $10,000, resulting in 1.00%-0.10% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and clear account during statement cycle. Transactions may take one or more banking days from the date transaction was made to post and clear on account. Available on personal accounts only.

**Annual Percentage Yield (APY) is based on 365 days with interest compounded and credited monthly provided money is on deposit for a full calendar year.