Interest Rates are effective as of December 9, 2017.

Open a Better Checking account online

Account Type Minimum Balance Compounded/Credited Interest Rate Annual Percentage Yield*
Better Checking $.01 Daily/Monthly 1.00% 1.01%*
Better Checking $10,000.01 Daily/Monthly 0.10% 0.10%*
Better Checking $.01 Daily/Monthly 0.05% 0.05%*

Return to Current Rates

Interest Rate and Annual Percentage Yield (APY) may change.Ā  Fees may reduce earnings.

*APY=Annual Percentage Yield. APYs accurate as of 7/1/16. Rates may change after account is opened. Minimum to open is $25. If qualifications are met each monthly statement cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per single transaction and $25.00 monthly and will be credited to account on the first business day of the following monthly statement cycle; (2) balances up to $10,000 receive APY of 1.00%; and (3) balances over $10,000 earn 0.10% interest rate on portion of balance over $10,000, resulting in 1.00% – 0.10% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and clear account during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear an account. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Available on personal accounts only.

**Annual Percentage Yield (APY) is based on 365 days with interest compounded and credited monthly provided money is on deposit for a full calendar year.