Pre-Qualify



Interest Rates are effective as of May 23, 2017.


Type Term Rate Points
Conventional Fixed Rate Mortgage* 10 Year
15 Year
20 Year
30 Year
3.500%
3.500%
4.000%
4.250%
0 Points
0 Points
0 Points
0 Points
Evans Community Mortgage Products 15 Year
20 Year
30 Year
4.000%
4.500%
4.750%
0 Points
0 Points
0 Points
Single Close Construction Mortgage

*90 Day Rate Lock: 1 Point
*120 Day Rate Lock: 1.25 Points

10 year
15 year
20 year
30 year
3.750%
3.750%
4.250%
4.500%
*
*
*
*

Return to Current Rates

*Rates and points may vary according to product, credit score and LTV.

*Rates and terms are subject to change without notice.  Rates listed are for  first lien, owner-occupied single family residences.

All loan applications subject to credit and property approval. Property hazard and/or flood insurance is required. Additional fees and closing costs apply. Based on a $100,000 mortgage for 15 years at 3.125%, your monthly payment would be $696.61.

Maximum loan limits and minimum equity/down payment requirements apply.

Other restrictions may apply.

Additional rates and programs are available.

Borrower is responsible for initial tax and insurance escrow deposits, interest and, if applicable, an origination fee for cash-out refinance transactions. Borrower is responsible for a portion of the mortgage tax.

** Please call one of our Mortgage Loan officers: John Jimenez – (716) 926-2000 ext 2913, Bob Amico – (716) 926-2000 ext 3719, for CRA loans call our CRA Mortgage Loan Officer: Eric Gadley – (716) 926-2000 ext 3119