Welcome to Better Security
Easy account access – Purchases and ATM withdrawals are deducted from your existing checking account.
Better convenience – Shopping with your card is faster than writing checks and safer than carrying cash, plus you’re protected with Zero Liability for unauthorized purchases.1
Increased security – The chip contains encrypted information that makes it extremely difficult for the card to be copied or counterfeited. And, at merchants that use chip terminals, the card and terminal work together to add an additional layer of security to the transaction.
Easy to Use at Merchants with Chip Readers
Just follow these simple steps:
Insert the card into the reader and leave it there for the entire transaction Please note: If you remove the card too soon, the transaction may be canceled and you’ll have to start the transaction over.
Follow the on-screen prompts to complete the transaction
At all other merchants, nothing changes:
Just present the card to the merchant; or swipe it through a conventional reader; or provide the card details by phone or online.
Better Benefits at Home and Around the World
Improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
Assists you with credit bureau notification and debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.1
In the event that your card is used to make unauthorized purchases – whether made in a store, by phone, or online – you won’t be held liable.2
May refund the difference if you buy something and then see it advertised for less within 60 days of the date of purchase.1
Doubles most manufacturer or U.S. store brand warranties for up to one additional year.1
May provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.1
Provides 24-hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.1
Provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.
Frequently Asked Questions
1. Certain restrictions apply. See www.mastercard.us/zero-liability for details.
2. Certain restrictions apply. For details, see the Guide to Benefits that will be sent with your new card.
Mastercard and the Mastercard brand mark are registered trademarks and Mastercard Global Service and Mastercard Airport Concierge are trademarks of Mastercard International Incorporated, used pursuant to a license. All third party trademarks referenced herein are the property of their respective owners.