Small Business Banking
We at Evans Bank are your customers. We patronize your businesses, use your services, and buy your products. We want only the best for those we serve and who serve us.
Lending Options
Real Estate
At Evans, we don’t have one size fits all, our commercial real estate experts tailor financing solutions for our partners’ needs and ambitions – what you want to do; we will do with you.
Commercial & Industrial Lending
From business operations large and small, Evans offers short-term and long-term commercial lending solutions to help your business thrive.
Equipment Financing
Evans makes adding or replacing equipment easy with up to 100% financing and payment plans with flexible terms. Our straightforward process means decisions can be made quickly.
Checking
| Free Business Checking | Business Banking Checking | Business Pro Checking | Corporate Checking | Non-Profit Checking | |
| Minimum Balance Requirement | $0.00 | $10,000 | $25,000 | $0.00 | $0.00 |
| Monthly Maintenance Fee (if MBR is not met) | $0.00 | $25.00 | $50.00 | $25.00 | $0.00 |
| Online Banking & Bill Pay | Free | Free | Free | Free | Free |
| Debit Card | Free | Free | Free | Free | Free |
| Per Item Charges | First 100 items are free ($0.40 over 100) | 500 free ($0.40 over 500) | 1000 free ($0.40 over 1000) | Varied; can be offset by account earnings | None |
Additional Cash Management Services Available: ACH Origination; Credits; Debits; Wire Transfers; Federal Electronic Tax Payments; Positive Pay; Credit Sweep; Investment Sweep; Remote Capture; Mobile Capture
Savings
| Business Savings | Better Business Money Market | |
| Minimum Opening Deposit | None | $10,000 |
| Minimum Balance Requirement | $300.00 | $10,000 (Daily) |
| Monthly Maintenance Fee (if MBR not met) | $3.00 | $15.00 |
| Minimum to Earn Interest | $100.00 | $10,000 |
| Debit Card | ATM Only | ATM Only |
| Transaction Limit | None | None |
View current rates
Credit Cards
Small Business Rewards Credit Card
Along with no annual fee and a 0% introductory APR on purchases and balance transfers, the Evans Small Business Rewards Credit Card delivers redeemable rewards points for merchandise and travel.
Small Business Edition Credit Card
As our simplest small business card, the Evans Small Business Edition Credit Card offers competitive rates with no annual fee and a 0% introductory APR on purchases and balance transfers.
Company Expense Charge Card
For large corporations, non-profit organizations, municipalities, financial institutions and small businesses, this pay-in-full account offers many options, including:
- No annual fee
- Higher spending limits
- Employee cards at no added cost
- Consolidated statements
- Travel benefits
- Rewards points and much more
Debit Cards
Enjoy increased purchasing flexibility plus built-in tools and benefits to help you better manage cash flow and record keeping, so you can devote more of your time to what makes life Priceless®.
Benefits:
Mastercard Easy Savings™: Use your Mastercard business card on qualified purchases at any participating merchant and your rebates will be automatically applied to your account.
- Save up to 4% at hotels
- Save up to 4% at restaurants
- Save up to 1% on fuel
Learn more by visiting Mastercard Easy Savings™
Cannabis Banking
At Evans Bank, we understand the challenges licensed cannabis businesses face when it comes to banking access. That’s why we’re dedicated to providing tailored financial solutions to support your growth and success. Learn more.
Are you starting a business and wish to obtain a loan?
Do you want to learn more about small business credit?
Do you need help with employee benefits?
Evans Bank Financial Fitness program can help with that and more. Our Financial Fitness associates offer educational presentations about financial fitness topics tailored to the interests of your organization for free. Financial Fitness is for everyone from small businesses to non-profits – client or non-client – we are here to help you.
Trusted by small businesses you love…
