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Small Business Banking

We at Evans Bank are your customers. We patronize your businesses, use your services, and buy your products. We want only the best for those we serve and who serve us.

Lending Options

Real Estate

At Evans, we don’t have one size fits all, our commercial real estate experts tailor financing solutions for our partners’ needs and ambitions – what you want to do; we will do with you.

Commercial & Industrial Lending

From business operations large and small, Evans offers short-term and long-term commercial lending solutions to help your business thrive.

Equipment Financing

Evans makes adding or replacing equipment easy with up to 100% financing and payment plans with flexible terms. Our straightforward process means decisions can be made quickly.

Free Business Checking Business Banking Checking Business Pro Checking Corporate Checking Non-Profit Checking
Minimum Balance Requirement $0.00 $10,000 $25,000 $0.00 $0.00
Monthly Maintenance Fee (if MBR is not met) $0.00 $25.00 $50.00 $25.00 $0.00
Online Banking & Bill Pay Free Free Free Free Free
Debit Card Free Free Free Free Free
Per Item Charges First 100 items are free ($0.40 over 100) 500 free ($0.40 over 500) 1000 free ($0.40 over 1000) Varied; can be offset by account earnings None

Additional Cash Management Services Available: ACH Origination; Credits; Debits; Wire Transfers; Federal Electronic Tax Payments; Positive Pay; Credit Sweep; Investment Sweep; Remote Capture; Mobile Capture

Business Savings Better Business Money Market
Minimum Opening Deposit None $10,000
Minimum Balance Requirement $300.00 $10,000 (Daily)
Monthly Maintenance Fee (if MBR not met) $3.00 $15.00
Minimum to Earn Interest $100.00 $10,000
Debit Card ATM Only ATM Only
Transaction Limit None None

View current rates

Credit Cards

Small Business Rewards Credit Card

Along with no annual fee and a 0% introductory APR on purchases and balance transfers, the Evans Small Business Rewards Credit Card delivers redeemable rewards points for merchandise and travel.

Apply Online

Small Business Edition Credit Card

As our simplest small business card, the Evans Small Business Edition Credit Card offers competitive rates with no annual fee and a 0% introductory APR on purchases and balance transfers.

Apply Online

Company Expense Charge Card

For large corporations, non-profit organizations, municipalities, financial institutions and small businesses, this pay-in-full account offers many options, including:

  • No annual fee
  • Higher spending limits
  • Employee cards at no added cost
  • Consolidated statements
  • Travel benefits
  • Rewards points and much more

Apply Online

Debit Cards

Enjoy increased purchasing flexibility plus built-in tools and benefits to help you better manage cash flow and record keeping, so you can devote more of your time to what makes life Priceless®.


Mastercard Easy Savings™: Use your Mastercard business card on qualified purchases at any participating merchant and your rebates will be automatically applied to your account.

      • Save up to 4% at hotels
      • Save up to 4% at restaurants
      • Save up to 1% on fuel

    Learn more by visiting Mastercard Easy Savings™

    Are you starting a business and wish to obtain a loan?
    Do you want to learn more about small business credit?
    Do you need help with employee benefits?

    Evans Bank Financial Fitness program can help with that and more. Our Financial Fitness associates offer educational presentations about financial fitness topics tailored to the interests of your organization for free. Financial Fitness is for everyone from small businesses to non-profits – client or non-client – we are here to help you.

    Trusted by small businesses you love…


    Links to external websites are provided by Evans Bank for your convenience. Use of such links on Evans Bank website are not an endorsement or warranty by Evans Bank of the information, products or services provided by such external websites. Evans Bank does not control such websites. You should review the linked site's privacy and security policies as they may be different from Evans Bank's.

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